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Ransom & Associates Insurance Agency

426 Cedar Creek Rd Ste D
Winder, GA 30680

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Georgia Motorcycle insurance coverage

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Motorcycle Insurance in Georgia

With versatile, beautiful scenery available, it's no wonder that Georgia residents often indulge in motorcycle riding. Georgia has a nice breeze and sunny skies, offering a perfect environment for riding. But riding motorcycles comes with unique perils. Motorcycles have less protection than vehicles, and the probability of dying in a crash is very high. Ransom & Associates Insurance Agency in Winder, GA is here to ensure that you can hit Georgian roads knowing that you have reliable insurance if an unexpected happens.

Motorcycle insurance is mandatory in Georgia. Georgia requires motorcycle riders to wear a helmet and carry proof of insurance. This federal-state also requires a minimum amount of insurance for motorcycles. The minimum amount of liability insurance required by the state of Georgia includes:

  • Bodily injury liability or death per individual of $25,000.
  • Bodily injury liability or death per two or more people amounting to $50,000.
  • Property damage liability coverage totaling $25,000.

In case you are not insured and are engaged in an accident in Georgia, you will have to pay out of pocket to cater to repairs and medical expenses. To evade these costly situations, it's paramount to protect yourself and your motorcycle with outstanding motorcycle insurance coverage in Georgia. Its imperative to also understand that if you do not carry a right and active motorcycle liability insurance policy in Georgia, you may be susceptible to misdemeanor charges.

Georgia motorcycle insurance laws demand every motorcycle rider purchase minimum liability insurance. However, this minimum liability insurance required by the state of Georgia does not cover your injuries or damage to your bike. It's tailored to protect if you subject bodily injury to someone else or cause damage to their property from an accident involving your bike. To ensure that you have adequate protection, it's also vital to add other optional coverages available. Visit our offices today at Ransom & Associates Insurance Agency in Winder, GA, and obtain fast customized quotes on motorcycle insurance.

Factors that affect your motorcycle insurance premiums rates in Georgia.

  • Rider's credit score.
  • Age and driving history.
  • Where you live and travel.
  • How often you ride.
  • Aftermarket conditions.
  • Make and model of your motorcycle.

Types of bikes covered under motorcycle insurance at Ransom & Associates Insurance Agency.

  • Cruisers.
  • Touring motorcycles.
  • Custom motorcycles.
  • Scooters/mopeds.
  • Sport touring bikes.
  • Street bikes.
  • Sportbikes and others.

Have you been riding a bicycle in Georgia without a spectacular insurance policy? Contact us or visit our Ransom & Associates Insurance Agency located at Winder, GA, for more information about motorcycle insurance policy.


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