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Ransom & Associates Insurance Agency

426 Cedar Creek Rd Ste D
Winder, GA 30680

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Georgia Umbrella insurance coverage

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Umbrella Insurance in Georgia

If you own a business, home, or auto in Georgia, you understand the amount of hard work and money that you invest in each of those to protect them. This means you will want to protect it with the appropriate amount of insurance. Umbrella insurance provides a much-needed extra layer of insurance coverage for your business that will provide you with the peace of mind you deserve.

Umbrella insurance offers insurance coverage protection beyond your current limits and coverages for your business. From property damage to injuries and lawsuits, umbrella insurance will offer you the extra protection and security you need.

Types of Umbrella Coverage

Several insurance coverage options are offered through umbrella insurance that you cannot obtain through regular insurance. It can offer you coverage for things such as slander, libel, false arrest, and other properties you may own, including rental properties.

Also, umbrella insurance is offered for homeowners and as part of your auto insurance coverage over and above your current coverage. For example, if your dog bites your neighbor and the person decides to sue you, your umbrella coverage will help pay those costs, including court costs. Another example would be if a customer at your business falls and is injured, your umbrella insurance will cover injuries beyond your business insurance policy.

Another example of umbrella insurance, to explain it further, will be if you are involved in an auto accident that is deemed your fault. Your auto insurance only pays up to $200,000 for injuries sustained by others involved in the crash. Still, the costs are $300,000, and your umbrella insurance will pay the difference of $100,000.

If you are interested in increasing your coverage options through obtaining an umbrella insurance policy, contact the umbrella insurance agents at Ransom & Associates Insurance Agency in Winder, GA, today to get your policy started!


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