Having auto insurance is a requirement in Georgia. The fact of the matter is, you do need to review your auto policy from time to time to make sure it is still the right coverage, and you are not paying for coverage you don’t need. At Ransom & Associates Insurance Agency in Winder, GA, we give our customers the information that they need to make good choices when it comes to coverage. 

When should you review your auto policy?

When you buy a new car, that is the perfect opportunity to make sure that the coverage you have is adequate. Check the amount of liability coverage that you have. Does it reflect the number of assets that you own? Check the amount of deductible that you have and determine if it is right or needs to go up or down. Also, consider adding gap insurance so that the full value of your auto loan will be paid off if your vehicle is in an accident. Be sure you have full glass coverage. 

When your auto policy comes up for renewal, the carrier will send you a new copy of your policy. Check the front page which is the declaration and lists all your coverage. You can see everything at once. Check to make sure all the names and vehicles are correct. Check the deductible and liability coverage. Look at any add-ons that you have and also check that you are getting all the discounts that you are entitled to. 

When a new driver is added to your policy, it is a great time to make sure that all the coverage that you have is correct and that each driver is assigned to the correct vehicle that they drive the majority of the time.  

Give Us A Call

Contact Ransom & Associates Insurance Agency in Winder, GA to discuss your current auto insurance and what we can do for you.