Could you put your RV on your auto insurance? Technically, yes. However, even though your auto liability may cover RVs, it may not give you enough coverage for everything that can happen on and off the road. Talk to the agents at Ransom & Associates Insurance Agency in Winder, GA to determine the best coverage for your rolling vacation home.
Here are some of the major differences between auto and RV insurance to help you determine the best coverage for your vehicles:
Vacation Liability Coverage
Car insurance covers accidents and related injuries. However, vacation liability, included with most RV insurance policies, covers events that can happen to your parked recreational vehicle. That can come in handy if someone vandalizes or burglarizes your RV vacation home.
Large RVs are typically much more expensive than cars and other vehicles. Additionally, they cost more to own and operate. Therefore, you may need more insurance to cover your investment.
Due to their sheer size, recreational vehicles can do a lot of damage to smaller cars and trucks. In the case of an accident, this may increase your liability. Therefore, specialized insurance that compensates for this added risk can give you more financial protection and confidence when driving on busy highways. Your agent can help you decide what additional coverage would benefit you the most.
What Does Insurance on an RV Cover?
You never know what you’re going to face on the open road. That’s why it’s important to tailor your recreational vehicle insurance to your specific needs. Most policies include falling objects, vandalism, storms, fire, floods, and natural disasters. To create the right policy for you, it’s important to understand the liability you’ll face during each stage of your journey. You can do this more easily with RV coverage than with auto coverage alone.
Give Us A Call
Contact Ransom & Associates Insurance Agency in Winder, GA to set up an appointment for a free quote.
If you’re a Winder, GA resident and own an RV, you know how important it is to have full coverage insurance. RVs are a significant investment, and if something were to happen to you, you want to ensure that you’re covered.
Here are some benefits of having full coverage RV insurance:
Protect Your Investment
RVs are a significant investment, and you want to ensure that your investment is protected. Full coverage insurance can help cover repairs or replacement costs if something happens to your RV. Collision or liability insurance only covers certain types of damage, so it’s essential to have full coverage to protect your investment.
Also, if you have an RV loan, your lender will probably require you to have full coverage insurance. The bank or financial institution wants to ensure that they protect their Winder GA investment in case of an accident or other covered peril, such as theft or storm damage.
Your Ransom & Associates Insurance Agency representative can help you choose the right RV insurance policy to protect your investment.
If you’re in an accident and it’s determined to be your fault, full coverage insurance can help cover damages to the other party. This includes property damage and medical expenses.
No one wants to think about what could go wrong on their RV trip. However, it’s essential to be prepared for the worst. That’s why having full coverage RV insurance is so important. It can help protect your investment and give you peace of mind.
If you have questions about RV insurance, or if you’d like to get a quote, contact Ransom & Associates Insurance Agency in Winder, GA today.
As one of the most beautiful states in the US, it’s not uncommon for both locals and tourists to explore the great state by RV. Anyone with a recreational vehicle (RV) in Winder, GA should understand the importance of having RV insurance to cover this large investment.
In the state of Georgia, state law requires liability insurance at a minimum. Liability insurance covers you in the case where you injure yourself or others, or if there is any vehicular damage in the event of an accident.
However, liability insurance won’t cover everything. While you may be thinking, "I’m a safe driver. Nothing is going to happen to me." Unfortunately, we can’t control other drivers on the road, or other scenarios that may occur. You want to be prepared for anything.
There are many insurance options available, and the experts at Ransom & Associates Insurance Agency strongly encourage you to look into the various options and coverage when insuring your RV.
While liability insurance is the minimum required, when you embark on an adventure in your RV, insurance coverage should be the last thing on your mind. Cover your bases now and should something happen while you’re using the vehicle, you’ll have peace of mind knowing that you are properly covered for whatever financial cost you may incur.
If you’re in Winder, GA or the surrounding areas, be sure to contact Ransom & Associates Insurance Agency for all your insurance needs. Our team of agents has a wealth of experience with insurance sectors including auto, home, life, commercial, RV, umbrella, and more. We’d be more than happy to discuss your coverage options and help you find the best plan for your motor vehicles, and any other insurance needs you may have. Reach out today!