At Ransom & Associates Insurance Agency, we understand that many people set goals for their retirement. For some individuals, traveling the country and beyond borders becomes their top goal. They want to see what’s beyond the borders of Winder, GA, and they use their motorhome to do so. The type of RV insurance needed varies depending on whether the RV owner travels occasionally in the vehicle or lives in it full time.
Full Timers RV Coverage
Some motorhome owners travel in their vehicles all year after retiring. They might sell their home and choose to live in their RV, traversing state and country borderlines to explore the open road. This requires a higher level of coverage that adds to the liability and personal property coverage than an occasional-use policy.
Residing full-time in a motorhome increases the insurance coverage needed because of the added time spent in the vehicle. While an RV policy for an occasionally used vehicle typically includes liability, comprehensive, and collision coverages, a full-time policy includes the following coverage types:
- Increased personal liability
- Comprehensive and collision
- Personal property protection
- Loss of use
- Medical payments.
Loss of use covers your hotel bill if damage to your RV makes it temporarily unlivable. It pays for lodging and per diem while your vehicle undergoes repairs.
Contact Us Today
Have you changed the way you use your RV? Phone or email Ransom & Associates Insurance Agency today to start your policy update. Let us help you fully insure your home on wheels so you protect your financial security during your travels outside Winder, GA.
