Purchasing an RV can be a great way to make your dreams of traveling more attainable. However, while it’s relatively easy to purchase an RV and embark on a new adventure, one thing people tend to overlook is RV insurance. Is an RV automatically insured under your auto insurance policy? Does it require a separate insurance policy altogether? Should you still get a policy even if it is covered? Here’s what you need to know about auto insurance, RVs, and next steps in proper coverage. Start here with Ransom & Associates Insurance Agency, serving Winder, GA, when you’re ready to compare RV insurance policies. 

Will Your Auto Insurance Policy Cover an RV?

An RV generally refers to a towable trailer. If your RV is a motorhome, which is sometimes what the term refers to, then you will need a separate motorhome policy. This is due to the fact that you’re actually driving your home around, which demands specialized insurance. If you have a towable RV, your auto insurance may provide limited coverage, but most policies likely won’t cover you if your towable trailer is damaged in an accident or becomes a victim of theft, fire damage, or other threats. If you want comprehensive coverage for your RV and you want to make sure that you will have money for repairs or full RV replacement in the future, you will want to make sure you purchase an RV insurance policy. 

Cover Your RV and Other Vehicles With Ransom & Associates Insurance Agency

No matter what type of vehicle or vehicle accessory you plan on purchasing, it’s crucial that you have the proper insurance to protect you financially should anything happen to it. Here at Ransom & Associates Insurance Agency, serving Winder, GA, we can help you secure the right insurance policy with ease. Get in touch with us today to get started!