Have you seen those cute vehicles called a "Moto Taxi"? They are three-wheeled vehicles that are a motorcycle combined with a passenger cabin in the back. Well, before you run out to buy one, be sure you know that carrying paying passengers in a moto taxi is not legal in the state of Georgia. At least not yet.

Moto taxis can be used on private estates and anywhere that they do not travel on public roads, much like a golf cart.

On public roads, with the proper licenses and safety equipment (helmets), you can carry riders, just not paying customers. If you don’t use a moto taxi for business, you can ride in it as a personal vehicle, just like any other motorcycle.

They are fun for a grandma or grandpa to use to go grocery shopping. Just be sure they wear a helmet when operating it.

Delivery Business

However, a moto taxi does make an excellent vehicle to use for local delivery services where you carry things (like food) but not people. You will need to have motorcycle insurance, commercial insurance, and a license to operate a business.

Georgia state law (Code § 40-1-112) requires you to file a certificate of insurance with the motor vehicle department to protect the public from potential injuries caused by your negligence.

Consult with one of our agents at Ransom & Associates Insurance Agency in Winder, GA, to learn the insurance requirements for operating a motorcycle-based delivery business. The laws can change, so you need to research current laws before you make any decisions about buying a motorcycle or a moto taxi. Your agent can help you figure out what you need.

Reach out to us at Ransom & Associates Insurance Agency in Winder, GA, for all your motorcycle insurance needs.