Three details you need to know about your home insurance policy

Being well-informed about the details of your home insurance policy is important. If you’re looking for an insurance provider that offers home insurance coverage in the Winder, GA area, Ransom & Association Insurance Agency is a great option.

The following are three important details you need to know about your home insurance policy:

The deductible amount on your policy

You should know what your deductible is so that you’ll know how much you have to pay before you get expenses covered when you file a claim.

Policyholders should know that larger deductibles usually mean lower monthly premiums and vice versa. When you renew your policy, you may have the option to change your deductible according to your preferences. 

The process for submitting a claim

Knowing what you need to do to submit a claim can help you out down the road if your home becomes damaged. With most insurance companies, you should be able to submit a claim by either calling your insurance company or submitting information via email or your insurance provider’s website. 

The types of coverage you have on your policy

There are a few different types of home insurance available. These include liability, dwelling, and personal property coverage. Optional coverage types typically include water backup, flood, and earthquake insurance coverage. Outbuilding structure coverage is another type of optional coverage. 

Contact Us Today

We take pride in offering excellent customer service at Ransom & Associates Insurance Agency. This means that we’ll make sure that you understand all the most important details about your home insurance policy for your home in Winder, GA. Get in touch with us if you’re ready to get a quote on a home insurance policy.